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Reasons That Make a Travel Insurance a Must Have to Safeguard Your Trips

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Travels are refreshing experience breaking from the mundane lives – be it for work or for leisure, they give a fresh experience of the different cultures that exist around the world. As life is uncertain, travels are a part of it and so is the unpredictability. There are various things that can go wrong when you are travelling, be it a medical condition, loss of valuable luggage or even rescheduling of your entire itinerary. For that, it is essential for you to include a safety protection in the form of travel insurance as critical component of your travel plans. This article enlists some reasons that make it a must-have to buy travel insurance coverage that ensure a hassle-free travel:

Emergency medical assistance

Medical situations are uncalled for and often hit you when you least expect them to. This can even happen during your business trip or your leisure international travel cancelling all your plans. In addition, seeking adequate medical assistance in a foreign land can often be difficult and expensive when you are far from your loved ones. At such times, a travel insurance policy makes up for financial assistance that might be needed for treatment of the ailment. In addition, any medical condition requiring emergency evacuation to your home country is also covered under the travel insurance policy. * Standard T&C Apply

Flight cancellation and rescheduling

Airlines follow a specified time for its take-off and landings but can at times be subjected to rescheduling or cancellation either due to bad weather or a human-induced calamity. It in effect may have cascading effect on your travel plan. Without a travel insurance policy by your side, you may be required to compensate for such cancelled or rescheduling of your flight. * Standard T&C Apply

Delay or loss of baggage

It is common to hear of baggage making it to a different destination than what it is supposed to. In extreme cases, baggage is sometimes even lost during such transit. While the airlines compensate for such delay or loss of baggage, a travel insurance policy helps to cover these unplanned blips during your journey. * Standard T&C Apply

Family coverage

While solo travel may still be lighter on your wallet, any inconvenience during your family trip can put a dent in your bank account. At these times, it is especially of higher importance to secure the travel with a travel insurance policy. Depending on the people and their age group travelling, you can opt for family travel policy or a travel insurance for senior citizens to look after your elderly travellers. * Standard T&C Apply

Personal liability coverage

A personal liability in a foreign land, be it due to your fault or against you can be unnecessary and inconvenient to deal with. While the laws of the land differ from those back in your county, it gets difficult to navigate the legalities and avoid hassles. A travel insurance policy always helps to protect you from such person liabilities thereby ensuring a stress-free travel. * Standard T&C Apply

While it often misconstrued that a travel insurance is only useful for frequent travellers, in fact, it is handy for all those who travel. With a coverage for all your travels, you can be rest assured of any inconveniences during your travel and make the most of it. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

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